Banco Inter vs Kuda.
Banco Inter (B76/100) and Kuda (K60/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco Inter leads Kuda 5-2.
| B Banco Inter №16 · BACEN 76 /100 | K Kuda №50 · FCA 60 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 76 /100 | 60 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 5.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BACEN | E-money inst. FCA |
| Deposit guarantee Per depositor | €250,000 BR.FGC | Safeguarded NG.NDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 2 countries |
| Crypto Coins available | 8 coins | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 2.8 ★ 1k reviews | 4.0 ★ 1k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
Pick Kuda if…
Largest Nigerian neobank by user count (~7M+). CBN microfinance bank charter — NDIC-insured but with the smaller microfinance-class ceiling. UK presence as Kuda Technologies adds GBP exposure for Nigerian diaspora customers. Free transfer limit (25/mo) is generous for the Nigerian market.
- Best for fees Banco Inter won 1 of 4
- Best for protection Banco Inter won 2 of 2
- Best for reach Banco Inter won 1 of 3
- Best for ux Kuda won 2 of 2
Banco Inter vs Kuda — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Banco Inter better than Kuda?
Under our v3 methodology, Banco Inter leads Kuda 5–2 across 12 dimensions. Composite scores: Banco Inter 76/100 vs Kuda 60/100. Banco Inter is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Banco Inter or Kuda cheaper?
Monthly fee — Banco Inter: €0; Kuda: €0. Card FX markup — Banco Inter: Interbank; Kuda: 5.00%. Banco Inter wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Banco Inter or Kuda?
Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Kuda holds a E-money inst. licence under FCA; deposit guarantee per depositor: Safeguarded. Banco Inter is the stronger pick on regulatory protection.
Where can I use Banco Inter and Kuda?
Banco Inter operates in 2 countries; Kuda operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.