Banco Inter vs Cash App.
Banco Inter (B76/100) and Cash App (C70/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco Inter leads Cash App 4-1.
| B Banco Inter №16 · BACEN 76 /100 | C Cash App №31 · FDIC 70 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 76 /100 | 70 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BACEN | Partner-bank FDIC |
| Deposit guarantee Per depositor | €250,000 BR.FGC | $250,000 US.FDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 2 countries |
| Crypto Coins available | 8 coins | 1 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 2.8 ★ 1k reviews | 1.6 ★ 50k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.8 ★ iOS 4.8 · And 4.7 |
| Read review → | Read review → | |
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
Pick Cash App if…
The largest US peer-to-peer payments + neobank hybrid by user count (~50M monthly actives). Block-owned, public via NYSE:XYZ. Bitcoin-native — was the first major US fintech to integrate BTC buy/sell. Partner-bank model via Sutton Bank means FDIC pass-through, not direct charter cover.
- Best for fees Tied
- Best for protection Banco Inter won 1 of 2
- Best for reach Banco Inter won 1 of 3
- Best for ux Tied
Banco Inter vs Cash App — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Banco Inter better than Cash App?
Under our v3 methodology, Banco Inter leads Cash App 4–1 across 12 dimensions. Composite scores: Banco Inter 76/100 vs Cash App 70/100. Banco Inter is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Banco Inter or Cash App cheaper?
Monthly fee — Banco Inter: €0; Cash App: €0. Card FX markup — Banco Inter: Interbank; Cash App: Interbank. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Banco Inter or Cash App?
Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Cash App holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Banco Inter is the stronger pick on regulatory protection.
Where can I use Banco Inter and Cash App?
Banco Inter operates in 2 countries; Cash App operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.