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Meilleure néobanque en Croatia 2026

4 néobanques disponibles · Mise à jour mars 2026

Croatia adopted EUR in January 2023. Revolut is dominant. Limited neobank presence from the main players — N26 and Trade Republic not available here.
🏆 Our Top Pick for Croatia

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Croatia. LT IBAN (passported). App in Croatian.

Toutes les néobanques disponibles en Croatia

1

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Croatia. LT IBAN (passported). App in Croatian.

Offre gratuite 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
2

Wise

🟡 E-Money

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise available in Croatia. EUR IBAN via BE entity. No Croatian app language.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing
3

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Croatia after 2024 expansion. LT IBAN (passported).

Offre gratuite 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto
4

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Croatia. NL IBAN (passported). No Croatian language support.

Offre gratuite 💰 Savings up to 2.46% AER

Not Available in Croatia

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N26

N26 is not available in Croatia as of March 2026.

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Trade Republic

Trade Republic is not available in Croatia as of March 2026.

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Qonto

Qonto is not available in Croatia.

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Monzo

Monzo not yet launched in Croatia.

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Lunar

Lunar is Nordic-only. Not available in Croatia.

Foire aux questions

Which is the best neobank in Croatia?

Revolut is our top pick for Croatia in 2026. Revolut available in Croatia. LT IBAN (passported). App in Croatian.

How many neobanks are available in Croatia?

4 of the major EU neobanks are available in Croatia: Revolut, Wise, Vivid Money, bunq.

Do neobanks in Croatia offer local IBANs?

None of the major neobanks currently offer a local HR IBAN in Croatia. They provide IBANs from their country of registration, which are accepted across the EU under SEPA rules.

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