Up Bank vs Revolut Singapore.
Up Bank (U55/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut Singapore leads Up Bank 4-3.
| R Revolut Singapore №64 · MAS 52 /100 | U Up Bank №60 · PRA 55 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 52 /100 | 55 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | €350 /mo | — |
| Protection | ||
| Banking licence Tier | Payment inst. MAS | Payment inst. PRA |
| Deposit guarantee Per depositor | Safeguarded SG.SDIC | Safeguarded AU.FCS |
| Reach | ||
| Markets served Licensed jurisdictions | 4 countries | 1 country |
| Crypto Coins available | 30 coins | No |
| Stocks & ETFs Self-directed | Yes | No |
| UX | ||
| Trustpilot Customer score | 3.8 ★ 1k reviews | 4.0 ★ 2k reviews |
| App store iOS + Android avg | 4.7 ★ iOS 4.7 · And 4.6 | 4.8 ★ iOS 4.8 · And 4.7 |
| Read review → | Read review → | |
Pick Revolut Singapore if…
Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.
Pick Up Bank if…
Australian neobank built on top of Bendigo and Adelaide Bank's APRA-regulated charter — direct FCS AUD 250,000 cover via the parent. Strongest Australian neobank UX for under-35 consumers; budgeting and pay-day forecasting are best-in-class. No FX markup makes it travel-friendly.
- Best for fees Revolut Singapore won 1 of 4
- Best for protection Tied
- Best for reach Revolut Singapore won 3 of 3
- Best for ux Up Bank won 2 of 2
Up Bank vs Revolut Singapore — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Revolut Singapore better than Up Bank?
Under our v3 methodology, Revolut Singapore leads Up Bank 4–3 across 12 dimensions. Composite scores: Revolut Singapore 52/100 vs Up Bank 55/100. Revolut Singapore is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Revolut Singapore or Up Bank cheaper?
Monthly fee — Revolut Singapore: €0; Up Bank: €0. Card FX markup — Revolut Singapore: Interbank; Up Bank: Interbank. Revolut Singapore wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Revolut Singapore or Up Bank?
Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Up Bank holds a Payment inst. licence under PRA; deposit guarantee per depositor: Safeguarded. Both score equally on regulatory protection rows.
Where can I use Revolut Singapore and Up Bank?
Revolut Singapore operates in 4 countries; Up Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.