GoTyme vs Maya Bank.
GoTyme (G52/100) and Maya Bank (M50/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. GoTyme leads Maya Bank 3-0.
| G GoTyme №51 · BSP 52 /100 | M Maya Bank №64 · BSP 50 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 52 /100 | 50 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 1.50% | 2.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Payment inst. BSP | Payment inst. BSP |
| Deposit guarantee Per depositor | Safeguarded PH.PDIC | Safeguarded PH.PDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.8 ★ iOS 4.8 · And 4.7 | 4.5 ★ iOS 4.5 · And 4.4 |
| Read review → | Read review → | |
Pick GoTyme if…
Joint venture between Tyme Group (South African digital-bank operator) and JG Summit Holdings (PH conglomerate). Fastest-growing PH neobank — ~6M customers in <4 years. Instant in-mall card-issuance via Robinsons Retail kiosks is a structural differentiator.
Pick Maya Bank if…
Voyager Innovations digital bank arm — Philippines BSP digital banking licence (one of 6). Maya super-app heritage (formerly PayMaya, ~50M wallet users). Strongest super-app distribution among PH digital banks. PDIC cover.
- Best for fees GoTyme won 1 of 4
- Best for protection Tied
- Best for reach Tied
- Best for ux GoTyme won 1 of 2
GoTyme vs Maya Bank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is GoTyme better than Maya Bank?
Under our v3 methodology, GoTyme leads Maya Bank 3–0 across 12 dimensions. Composite scores: GoTyme 52/100 vs Maya Bank 50/100. GoTyme is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is GoTyme or Maya Bank cheaper?
Monthly fee — GoTyme: €0; Maya Bank: €0. Card FX markup — GoTyme: 1.50%; Maya Bank: 2.00%. GoTyme wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, GoTyme or Maya Bank?
GoTyme holds a Payment inst. licence under BSP; deposit guarantee per depositor: Safeguarded. Maya Bank holds a Payment inst. licence under BSP; deposit guarantee per depositor: Safeguarded. Both score equally on regulatory protection rows.
Where can I use GoTyme and Maya Bank?
GoTyme operates in 1 country; Maya Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.