SoFi vs Revolut Singapore.
SoFi (S79/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. A close tie.
| R Revolut Singapore №64 · MAS 52 /100 | S SoFi №07 · OCC 79 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 52 /100 | 79 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | €350 /mo | — |
| Protection | ||
| Banking licence Tier | Payment inst. MAS | Full bank OCC |
| Deposit guarantee Per depositor | Safeguarded SG.SDIC | $250,000 US.FDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 4 countries | 1 country |
| Crypto Coins available | 30 coins | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 3.8 ★ 1k reviews | 3.6 ★ 12k reviews |
| App store iOS + Android avg | 4.7 ★ iOS 4.7 · And 4.6 | 4.7 ★ iOS 4.8 · And 4.6 |
| Read review → | Read review → | |
Pick Revolut Singapore if…
Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.
Pick SoFi if…
Pick if you want the best US savings yield from an OCC-chartered bank with a clean account experience.
- Best for fees Revolut Singapore won 1 of 4
- Best for protection SoFi won 2 of 2
- Best for reach Revolut Singapore won 2 of 3
- Best for ux Tied
SoFi vs Revolut Singapore — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Revolut Singapore better than SoFi?
Revolut Singapore and SoFi are tied 4–4 across 12 dimensions under our v3 methodology. Composite scores: Revolut Singapore 52/100 vs SoFi 79/100. The right pick depends on which dimension you weight most heavily.
Is Revolut Singapore or SoFi cheaper?
Monthly fee — Revolut Singapore: €0; SoFi: €0. Card FX markup — Revolut Singapore: Interbank; SoFi: Interbank. Revolut Singapore wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Revolut Singapore or SoFi?
Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. SoFi holds a Full bank licence under OCC; deposit guarantee per depositor: $250,000. SoFi is the stronger pick on regulatory protection.
Where can I use Revolut Singapore and SoFi?
Revolut Singapore operates in 4 countries; SoFi operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.