Monzo vs Revolut Singapore.
Monzo (M78/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut Singapore leads Monzo 6-3.
| M Monzo №08 · Central Bank of Ireland 78 /100 | R Revolut Singapore №64 · MAS 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 78 /100 | 52 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | €200 /mo | €350 /mo |
| Protection | ||
| Banking licence Tier | Full bank Central Bank of Ireland | Payment inst. MAS |
| Deposit guarantee Per depositor | €100,000 EU.DGS.IE | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 4 countries |
| Crypto Coins available | No | 30 coins |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | — | 3.8 ★ 1k reviews |
| App store iOS + Android avg | — | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick Monzo if…
Pick if you bank in the UK or Ireland and value the best budgeting tools in the category.
Pick Revolut Singapore if…
Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.
- Best for fees Revolut Singapore won 1 of 4
- Best for protection Monzo won 2 of 2
- Best for reach Revolut Singapore won 3 of 3
- Best for ux Revolut Singapore won 2 of 2
Monzo vs Revolut Singapore — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Monzo better than Revolut Singapore?
Under our v3 methodology, Revolut Singapore leads Monzo 6–3 across 12 dimensions. Composite scores: Monzo 78/100 vs Revolut Singapore 52/100. Revolut Singapore is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Monzo or Revolut Singapore cheaper?
Monthly fee — Monzo: €0; Revolut Singapore: €0. Card FX markup — Monzo: Interbank; Revolut Singapore: Interbank. Revolut Singapore wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Monzo or Revolut Singapore?
Monzo holds a Full bank licence under Central Bank of Ireland; deposit guarantee per depositor: €100,000. Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Monzo is the stronger pick on regulatory protection.
Where can I use Monzo and Revolut Singapore?
Monzo operates in 2 countries; Revolut Singapore operates in 4 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.