Banco Inter vs Bluevine.
Banco Inter (B76/100) and Bluevine (B70/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco Inter leads Bluevine 6-2.
| B Banco Inter №16 · BACEN 76 /100 | B Bluevine №35 · FDIC 70 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 76 /100 | 70 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 2.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BACEN | Partner-bank FDIC |
| Deposit guarantee Per depositor | €250,000 BR.FGC | $250,000 US.FDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 1 country |
| Crypto Coins available | 8 coins | No |
| Stocks & ETFs Self-directed | Yes | No |
| UX | ||
| Trustpilot Customer score | 2.8 ★ 1k reviews | 4.5 ★ 10k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.5 ★ iOS 4.6 · And 4.5 |
| Read review → | Read review → | |
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
Pick Bluevine if…
US business-checking-led neobank with the deepest sweep-extended FDIC of the US partner-bank category — $3M via Coastal Community Bank + a 17-bank sweep network. Premier tier ($95/mo waivable) pays 3.0% APY uncapped on all balances, structurally distinct from Mercury (Treasury yield via brokerage) or Novo ($250K single-bank only). Bluevine Line of Credit (up to $250K) and an invitation-only Cashback Mastercard (1.5% unlimited, launched June 2024) sit alongside the checking product.
- Best for fees Banco Inter won 1 of 4
- Best for protection Banco Inter won 1 of 2
- Best for reach Banco Inter won 3 of 3
- Best for ux Bluevine won 2 of 2
Banco Inter vs Bluevine — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Banco Inter better than Bluevine?
Under our v3 methodology, Banco Inter leads Bluevine 6–2 across 12 dimensions. Composite scores: Banco Inter 76/100 vs Bluevine 70/100. Banco Inter is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Banco Inter or Bluevine cheaper?
Monthly fee — Banco Inter: €0; Bluevine: €0. Card FX markup — Banco Inter: Interbank; Bluevine: 2.00%. Banco Inter wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Banco Inter or Bluevine?
Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Bluevine holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Banco Inter is the stronger pick on regulatory protection.
Where can I use Banco Inter and Bluevine?
Banco Inter operates in 2 countries; Bluevine operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.