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№02 · HEAD-TO-HEAD · Edition №08 · Updated 11 March 2026

Brex vs AngelList Stack.

Brex (B70/100) and AngelList Stack (A66/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Brex leads AngelList Stack 3-0.

Quick verdict Brex 3–0
Score 01 of 1
Fees 00 of 4
Protection 00 of 2
Reach 01 of 3
UX 01 of 2
AngelList Stack Brex
Banks compared 2 banks · 12 dimensions
A AngelList Stack 66/100 B Brex 70/100 + Add a third bank
Tally · who wins more rows12 dimensions compared
AAngelList Stack
05 tie · 7 loss
BBrex
35 tie · 4 loss
Winner: Brex Closest gap: 3rowsEdition №08
A
AngelList Stack №44 · FDIC 66 /100
B
Brex №34 · FDIC 70 /100
Score
Composite score Out of 100 66 /100 70 /100
Fees
Monthly fee Cheapest paid tier (€0 if free) $0 /mo €0 Free tier
FX markup Debit card abroad Interbank Interbank
Free FX / month EUR equivalent €0 €0
Free ATM Before fee kicks in
Protection
Banking licence Tier Partner-bank FDIC Partner-bank FDIC
Deposit guarantee Per depositor $250,000 US.FDIC $250,000 US.FDIC
Reach
Markets served Licensed jurisdictions 1 country 1 country
Crypto Coins available No No
Stocks & ETFs Self-directed No Yes
UX
Trustpilot Customer score
App store iOS + Android avg 4.5 ★ iOS 4.6 · And 4.4
Read review Read review

Pick AngelList Stack if…

AngelList Stack №44

The integrated startup stack — incorporation + EIN + banking + cap table + payroll in one flow. Built specifically for pre-Series-A founders using AngelList Venture for SAFE management. Reduces the typical Stripe Atlas + Mercury + Carta setup time from 2-3 weeks to a single guided flow. Partner-bank fintech for the banking leg; the integration value is the moat, not the bank product itself.

Pick Brex if…

Brex №34

SMB-business neobank built around corporate cards + spend management. Brex Cash uses partner-bank sweep (Choice Financial + Lead Bank + Citi) for FDIC pass-through up to $6M+. Y Combinator alumni; ~$12B valuation. The default for VC-backed US startups.

Best at a glance Axis-by-axis winner — ties skipped.
  • Best for fees Tied
  • Best for protection Tied
  • Best for reach Brex won 1 of 3
  • Best for ux Brex won 1 of 2
Frequently asked

Brex vs AngelList Stack — FAQ

Quick answers to the four questions the search-bar asks most about a head-to-head.

Is AngelList Stack better than Brex?

Under our v3 methodology, Brex leads AngelList Stack 3–0 across 12 dimensions. Composite scores: AngelList Stack 66/100 vs Brex 70/100. Brex is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.

Is AngelList Stack or Brex cheaper?

Monthly fee — AngelList Stack: $0; Brex: €0. Card FX markup — AngelList Stack: Interbank; Brex: Interbank. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.

Which is safer for deposits, AngelList Stack or Brex?

AngelList Stack holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Brex holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Both score equally on regulatory protection rows.

Where can I use AngelList Stack and Brex?

AngelList Stack operates in 1 country; Brex operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.

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