AngelList Stack vs Anna.
AngelList Stack (A66/100) and Anna (A58/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. AngelList Stack leads Anna 3-2.
| A AngelList Stack №44 · FDIC 66 /100 | A Anna №57 · FCA 58 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 66 /100 | 58 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | $0 /mo | £11 /mo |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | E-money inst. FCA |
| Deposit guarantee Per depositor | $250,000 US.FDIC | Safeguarded GB.FSCS |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | 4.6 ★ 6k reviews |
| App store iOS + Android avg | — | 4.7 ★ iOS 4.8 · And 4.6 |
| Read review → | Read review → | |
Pick AngelList Stack if…
The integrated startup stack — incorporation + EIN + banking + cap table + payroll in one flow. Built specifically for pre-Series-A founders using AngelList Venture for SAFE management. Reduces the typical Stripe Atlas + Mercury + Carta setup time from 2-3 weeks to a single guided flow. Partner-bank fintech for the banking leg; the integration value is the moat, not the bank product itself.
Pick Anna if…
The design-led mobile-first UK SMB neobank — Anna positions itself versus Tide as the friendlier UX with a focus on solo founders and freelancers. The Self Assessment + Corporation Tax filing tools are the structural differentiator versus Tide at the UK freelance tier. FCA-authorised EMI — funds safeguarded, NOT FSCS-protected (same structural trade-off as Tide).
- Best for fees AngelList Stack won 1 of 4
- Best for protection AngelList Stack won 1 of 2
- Best for reach Tied
- Best for ux Anna won 2 of 2
AngelList Stack vs Anna — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is AngelList Stack better than Anna?
Under our v3 methodology, AngelList Stack leads Anna 3–2 across 12 dimensions. Composite scores: AngelList Stack 66/100 vs Anna 58/100. AngelList Stack is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is AngelList Stack or Anna cheaper?
Monthly fee — AngelList Stack: $0; Anna: £11. Card FX markup — AngelList Stack: Interbank; Anna: Interbank. AngelList Stack wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, AngelList Stack or Anna?
AngelList Stack holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Anna holds a E-money inst. licence under FCA; deposit guarantee per depositor: Safeguarded. AngelList Stack is the stronger pick on regulatory protection.
Where can I use AngelList Stack and Anna?
AngelList Stack operates in 1 country; Anna operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.