Airwallex vs C6 Bank.
Airwallex (A77/100) and C6 Bank (C71/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Airwallex leads C6 Bank 4-3.
| A Airwallex №14 · FCA 77 /100 | C C6 Bank №30 · BACEN 71 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 77 /100 | 71 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 0.40% | 4.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FCA | Full bank BACEN |
| Deposit guarantee Per depositor | €100,000 SG.SDIC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 50 countries | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | 4.0 ★ 5k reviews | 2.9 ★ 1k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick Airwallex if…
The global multi-currency payments and operating-account platform with the broadest footprint in the SMB category — 23 currencies, local accounts in 10+ jurisdictions, local-account receiving in 60+ countries, multi-jurisdiction licensing (AU AFSL + MAS MPI + HKMA MSO + FCA EMI + US state money-transmitter), volume-based FX pricing, and issuing API for embedded card programmes. Structurally the most comprehensive cross-border AP / AR platform in the category, sitting between Wise Business (consumer-and-SMB cross-border) and Stripe (acquiring + payments) in the global-SMB stack. The embedded-finance API is the structural moat versus Aspire and Wise Business — marketplaces and SaaS platforms build payouts and card-issuing on Airwallex infrastructure rather than running multiple regional bank relationships.
Pick C6 Bank if…
Fastest-growing Brazilian neobank since 2018, ~30M customers. JP Morgan Chase invested in 2021 (40% stake) — adds international banking-as-a-service dimension via C6 Glob (USD account product). The Carbono tier (R$45/mo) is a structural mid-market premium positioned between free Nu Padrão and Itaú Personnalité.
- Best for fees Airwallex won 1 of 4
- Best for protection C6 Bank won 2 of 2
- Best for reach Tied
- Best for ux Airwallex won 1 of 2
Airwallex vs C6 Bank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Airwallex better than C6 Bank?
Under our v3 methodology, Airwallex leads C6 Bank 4–3 across 12 dimensions. Composite scores: Airwallex 77/100 vs C6 Bank 71/100. Airwallex is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Airwallex or C6 Bank cheaper?
Monthly fee — Airwallex: €0; C6 Bank: €0. Card FX markup — Airwallex: 0.40%; C6 Bank: 4.00%. Airwallex wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Airwallex or C6 Bank?
Airwallex holds a Partner-bank licence under FCA; deposit guarantee per depositor: €100,000. C6 Bank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. C6 Bank is the stronger pick on regulatory protection.
Where can I use Airwallex and C6 Bank?
Airwallex operates in 50 countries; C6 Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.