Klar vs Stori.
Klar (K50/100) and Stori (S50/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Stori leads Klar 1-0.
| K Klar №76 · CNBV 50 /100 | S Stori №77 · CNBV 50 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 50 /100 | 50 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 2.00% | 2.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Payment inst. CNBV | Payment inst. CNBV |
| Deposit guarantee Per depositor | Safeguarded MX.IPAB | Safeguarded MX.IPAB |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.3 ★ iOS 4.4 · And 4.3 | 4.5 ★ iOS 4.5 · And 4.4 |
| Read review → | Read review → | |
Pick Klar if…
Mexican challenger neobank under SOFIPO licence (CNBV). Credit-card-led — competes with Stori for the underbanked-credit segment. SOFIPOs have limited IPAB cover compared to full banks (instituciones de banca múltiple).
Pick Stori if…
Mexican credit-card-first neobank. SOFIPO licence under CNBV. Mass-market underbanked focus (no minimum income requirement) — credit-line access is the structural differentiator vs. Klar. ~3M Mexican customers.
- Best for fees Tied
- Best for protection Tied
- Best for reach Tied
- Best for ux Stori won 1 of 2
Klar vs Stori — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Klar better than Stori?
Under our v3 methodology, Stori leads Klar 1–0 across 12 dimensions. Composite scores: Klar 50/100 vs Stori 50/100. Stori is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Klar or Stori cheaper?
Monthly fee — Klar: €0; Stori: €0. Card FX markup — Klar: 2.00%; Stori: 2.00%. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Klar or Stori?
Klar holds a Payment inst. licence under CNBV; deposit guarantee per depositor: Safeguarded. Stori holds a Payment inst. licence under CNBV; deposit guarantee per depositor: Safeguarded. Both score equally on regulatory protection rows.
Where can I use Klar and Stori?
Klar operates in 1 country; Stori operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.