Revolut vs Toss Bank.
Revolut (R91/100) and Toss Bank (T78/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut leads Toss Bank 6-2.
| R Revolut №01 · Bank of Lithuania 91 /100 | T Toss Bank №11 · KDIC 78 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 91 /100 | 78 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €1,000 | €0 |
| Free ATM Before fee kicks in | €200 /mo | — |
| Protection | ||
| Banking licence Tier | Full bank Bank of Lithuania | Full bank KDIC |
| Deposit guarantee Per depositor | €100,000 EU.DGS.LT | €50,000,000 KR.KDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 48 countries | 1 country |
| Crypto Coins available | 280 coins | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 4.7 ★ 367k reviews | — |
| App store iOS + Android avg | 4.6 ★ iOS 4.7 · And 4.4 | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick Revolut if…
Pick if you want a real bank licence with crypto, brokerage and FX in one app. The strongest all-rounder under the v3 methodology.
Pick Toss Bank if…
Korea's third internet-only bank. Viva Republica subsidiary — operates inside the Toss super-app (~25M users). Full KFSC licence since 2021; KDIC cover. The mobile-app-native counterpart to Kakao Bank.
- Best for fees Revolut won 2 of 4
- Best for protection Toss Bank won 1 of 2
- Best for reach Revolut won 2 of 3
- Best for ux Tied
Revolut vs Toss Bank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Revolut better than Toss Bank?
Under our v3 methodology, Revolut leads Toss Bank 6–2 across 12 dimensions. Composite scores: Revolut 91/100 vs Toss Bank 78/100. Revolut is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Revolut or Toss Bank cheaper?
Monthly fee — Revolut: €0; Toss Bank: €0. Card FX markup — Revolut: Interbank; Toss Bank: Interbank. Revolut wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Revolut or Toss Bank?
Revolut holds a Full bank licence under Bank of Lithuania; deposit guarantee per depositor: €100,000. Toss Bank holds a Full bank licence under KDIC; deposit guarantee per depositor: €50,000,000. Toss Bank is the stronger pick on regulatory protection.
Where can I use Revolut and Toss Bank?
Revolut operates in 48 countries; Toss Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.