Wise vs Revolut Singapore.
Wise (W68/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Wise leads Revolut Singapore 4-3.
| R Revolut Singapore №64 · MAS 52 /100 | W Wise №42 · FCA 68 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 52 /100 | 68 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 /mo |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | €350 /mo | €200 /mo |
| Protection | ||
| Banking licence Tier | Payment inst. MAS | E-money inst. FCA |
| Deposit guarantee Per depositor | Safeguarded SG.SDIC | Safeguarded GB.FSCS |
| Reach | ||
| Markets served Licensed jurisdictions | 4 countries | 160 countries |
| Crypto Coins available | 30 coins | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 3.8 ★ 1k reviews | 4.3 ★ 220k reviews |
| App store iOS + Android avg | 4.7 ★ iOS 4.7 · And 4.6 | 4.5 ★ iOS 4.7 · And 4.2 |
| Read review → | Read review → | |
Pick Revolut Singapore if…
Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.
Pick Wise if…
Pick if FX and multi-currency receiving accounts dominate your usage — not for stocks or crypto.
- Best for fees Revolut Singapore won 1 of 4
- Best for protection Wise won 1 of 2
- Best for reach Tied
- Best for ux Tied
Wise vs Revolut Singapore — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Revolut Singapore better than Wise?
Under our v3 methodology, Wise leads Revolut Singapore 4–3 across 12 dimensions. Composite scores: Revolut Singapore 52/100 vs Wise 68/100. Wise is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Revolut Singapore or Wise cheaper?
Monthly fee — Revolut Singapore: €0; Wise: €0. Card FX markup — Revolut Singapore: Interbank; Wise: Interbank. Revolut Singapore wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Revolut Singapore or Wise?
Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Wise holds a E-money inst. licence under FCA; deposit guarantee per depositor: Safeguarded. Wise is the stronger pick on regulatory protection.
Where can I use Revolut Singapore and Wise?
Revolut Singapore operates in 4 countries; Wise operates in 160 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.