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№02 · HEAD-TO-HEAD · Edition №08 · Updated 11 March 2026

Rho vs Revolut Singapore.

Rho (R73/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut Singapore leads Rho 5-3.

Quick verdict Revolut Singapore 5–3
Score 01 of 1
Fees 10 of 4
Protection 02 of 2
Reach 30 of 3
UX 10 of 2
Revolut Singapore Rho
Banks compared 2 banks · 12 dimensions
R Revolut Singapore 52/100 R Rho 73/100 + Add a third bank
Tally · who wins more rows12 dimensions compared
RRevolut Singapore
53 tie · 4 loss
RRho
33 tie · 6 loss
Winner: Revolut Singapore Closest gap: 2rowsEdition №08
R
Revolut Singapore №64 · MAS 52 /100
R
Rho №25 · FDIC 73 /100
Score
Composite score Out of 100 52 /100 73 /100
Fees
Monthly fee Cheapest paid tier (€0 if free) €0 Free tier €0 Free tier
FX markup Debit card abroad Interbank Interbank
Free FX / month EUR equivalent €0 €0
Free ATM Before fee kicks in €350 /mo
Protection
Banking licence Tier Payment inst. MAS Partner-bank FDIC
Deposit guarantee Per depositor Safeguarded SG.SDIC $250,000 US.FDIC
Reach
Markets served Licensed jurisdictions 4 countries 1 country
Crypto Coins available 30 coins No
Stocks & ETFs Self-directed Yes No
UX
Trustpilot Customer score 3.8 ★ 1k reviews
App store iOS + Android avg 4.7 ★ iOS 4.7 · And 4.6 4.7 ★ iOS 4.7 · And 4.6
Read review Read review

Pick Revolut Singapore if…

Revolut Singapore №64

Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.

Pick Rho if…

Rho №25

The mid-market US business banking platform that pairs a free FDIC-insured operating account with corporate cards and AP automation in one stack — multi-entity consolidation as a first-class feature. The deposit story (sweep up to $75M via Webster Bank + partner-bank network) is the structural anchor that distinguishes Rho from charge-card-led competitors (Ramp, Brex) where the deposit account is secondary or beta.

Best at a glance Axis-by-axis winner — ties skipped.
  • Best for fees Revolut Singapore won 1 of 4
  • Best for protection Rho won 2 of 2
  • Best for reach Revolut Singapore won 3 of 3
  • Best for ux Revolut Singapore won 1 of 2
Frequently asked

Rho vs Revolut Singapore — FAQ

Quick answers to the four questions the search-bar asks most about a head-to-head.

Is Revolut Singapore better than Rho?

Under our v3 methodology, Revolut Singapore leads Rho 5–3 across 12 dimensions. Composite scores: Revolut Singapore 52/100 vs Rho 73/100. Revolut Singapore is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.

Is Revolut Singapore or Rho cheaper?

Monthly fee — Revolut Singapore: €0; Rho: €0. Card FX markup — Revolut Singapore: Interbank; Rho: Interbank. Revolut Singapore wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.

Which is safer for deposits, Revolut Singapore or Rho?

Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Rho holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Rho is the stronger pick on regulatory protection.

Where can I use Revolut Singapore and Rho?

Revolut Singapore operates in 4 countries; Rho operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.

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