Banco Inter vs Nubank.
Banco Inter (B76/100) and Nubank (N72/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. A close tie.
| B Banco Inter №15 · BACEN 76 /100 | N Nubank №25 · BACEN 72 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 76 /100 | 72 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 4.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BACEN | Full bank BACEN |
| Deposit guarantee Per depositor | €250,000 BR.FGC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 3 countries |
| Crypto Coins available | 8 coins | 5 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 2.8 ★ 1k reviews | 3.1 ★ 2k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.8 ★ iOS 4.9 · And 4.8 |
| Read review → | Read review → | |
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
Pick Nubank if…
Pick if you bank in Brazil and want the dominant local digital bank with full BACEN supervision.
- Best for fees Banco Inter won 1 of 4
- Best for protection Tied
- Best for reach Tied
- Best for ux Nubank won 2 of 2
Banco Inter vs Nubank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Banco Inter better than Nubank?
Banco Inter and Nubank are tied 3–3 across 12 dimensions under our v3 methodology. Composite scores: Banco Inter 76/100 vs Nubank 72/100. The right pick depends on which dimension you weight most heavily.
Is Banco Inter or Nubank cheaper?
Monthly fee — Banco Inter: €0; Nubank: €0. Card FX markup — Banco Inter: Interbank; Nubank: 4.00%. Banco Inter wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Banco Inter or Nubank?
Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Nubank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Both score equally on regulatory protection rows.
Where can I use Banco Inter and Nubank?
Banco Inter operates in 2 countries; Nubank operates in 3 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.